Unique Capital Management has helped numerous startup companies obtain debt during their growth stage. We’ve been successful in arranging debt with interest rates as low as 5.5% and all the way up to 18%, depending on numerous factors and the source of capital.

Our focus is for growth companies in all industries that are seeking non-dilutive debt from $2MM to $50MM

There are various methods in which lenders will lend, which could be based off of:

 

• Reoccurring Revenue Streams
• Future Cash Flows based on Borrower’s Contractual Income from Clients
• Existing Assets and Cash Surplus coupled with Future Cash Flow Projections
• Venture Backed Companies

Terms can various structures which include interest only periods as well as fully amortized, and are usually 2 to 5 years in duration.

Additional Benefits of Venture Debt, versus an equity raise:

 

• No board seats are given to the lender
• No warrants or harsh covenants
• Owners retain equity and control
• Flexible repayment schedules to align with company projections (interest only periods, bullets, fully amortized)