Current interest rate benchmarks and SBA 504 debenture rates - plus a full historical chart dating back to 1960. Index rates update automatically from FRED each time this page loads.
Rates sourced directly from Federal Reserve Economic Data (FRED) on page load. Effective dates shown per series.
| Index | Rate (%) | Effective |
|---|---|---|
| 5-yr Treasury | 4.15% | 6/25/2026 |
| Prime | 6.75% | 6/23/2026 |
| SOFR (overnight) | 3.64% | 6/25/2026 |
| 30-day SOFR | 3.63% | 6/26/2026 |
| 90-day SOFR | 3.64% | 6/26/2026 |
| 180-day SOFR | 3.68% | 6/26/2026 |
| Product | Rate (%) |
|---|---|
| 25 Year | 6.112% |
| 25 Year Refi | 6.115% |
| 25 Year for Manufacturing | 5.870% |
| 20 Year | 6.164% |
| 20 Year Refi | 6.167% |
| 20 Year for Manufacturing | 5.913% |
| 10 Year | 5.876% |
| 10 Year for Manufacturing | 5.576% |
Annual averages, 1960–2026. Source: Federal Reserve Economic Data (FRED).
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