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A Loan Consulting Firm That Acts Like Your Advocate

Unique Capital was built on a simple idea: borrowers deserve a single, senior point of contact who can actually get complex deals done.

Who we are

We're a loan consulting and capital advisory firm based in Dallas, TX, helping businesses and real estate sponsors procure financing across the country. We maintain deep relationships with a carefully selected network of lending and capital partners - which means one conversation with us reaches the full range of financing options.

How we're different

Big institutions make you fit their box. We start with your deal and find the right financing partner for it. You get straightforward advice and a single, senior point of contact who guides you toward the options most likely to achieve a successful outcome.

What drives us

  • Certainty of execution. We connect you with partners who can actually close.
  • Speed. Deep partner relationships let deals move in days and weeks, not months.
  • Range. From $1MM bridge loans to $300MM real estate facilities, one relationship covers it.
  • Honesty. If a deal doesn't work, we'll tell you early - and tell you why.

At a glance

HeadquartersDallas, TX
Founded2010
Capital placed$2B+
Deals closed1,200+
Deal range$1MM – $300MM
Work with us
Company focus & values

Principles we work by.

We treat every client with the same integrity and care we'd want for our own family - and we work every relationship to bring investors and borrowers the best financing terms through our unique network of sources. Transparency, due diligence and quick execution guide every deal.

Unique Capital provides custom financing solutions for your business. With a combined 60+ years of capital markets experience, we have the right lending partners to get your deal done.

Integrity

We operate with the highest degree of integrity in our dealings with clients and our lending partners.

Collaboration

We collaborate internally so that our entire team is working diligently toward the same outcome for you.

Reliability

We always strive to be a reliable resource our clients can count on for their financing needs.

Leadership

The team behind your deal.

Mike Whitaker

Mike Whitaker

CEO / Managing Partner

In finance since 2000, specializing in commercial real estate lending, business finance, SBA lending and equipment financing. He has personally originated and closed over $450 million in commercial loans and has underwritten or overseen over $1.3 billion since. Mike also has experience in renewable energy development (wind and solar) and has invested in over 47 start-ups, predominantly in technology and medical. BS in Finance, University of Texas at Dallas.

Jeff Cheatham

Jeff Cheatham

President of Lending / Managing Partner

Over 20 years of experience, primarily in corporate banking including Banc of America Securities, JPMorgan Chase, and regional banks, alongside work with private capital funds and hedge funds to facilitate strategic financing for clients. Jeff has executed a wide range of corporate loans through $1 billion in funded transactions. BBA in Finance and BBA in Real Estate Finance, SMU; member of the Dallas Running Club.

Ready when you are

Let's structure your next deal.

Tell us about the project. You'll talk to a decision-maker, not a call center - and most borrowers have an indication of terms within 48 hours.

Get Started Call 214-683-2435