Franchise Financing

Unique Capital’s Team has material experience financing franchisees including unique lending programs that are better terms that SBA without requirement of additional collateral beyond franchisee’s individual business unit

  • While we can utilize our SBA 7a and SBA 504 programs, this specialty non-SBA lending program suits needs for refinancing with a cash out as well as acquisition financing

Unique benefits of working with Unique Capital for your Franchise Financing:

  • Loan amount = 4.5x EBITDA (includes a cash out)
  • Unlimited number of loans at $5MM per franchise location (verse SBA 7a and 504 limits)
  • 10-year low fixed rate 
  • IO (Interest-Only) periods up to 18 months 
  • PGs (Personal Guarantees) are required, but no outside assets as collateral/no real estate liens 

Offer net zero equity requirement to acquire franchise location(s) and/or new start-up franchise location(s)

  • Leverage Borrower’s existing franchisee’s location at 4.5x EBITDA to refinance any existing debt with excess loan proceeds funding the 20% “equity” portion to acquire another franchise location and/or new startup location with funding the remaining 80% of the acquisition cost utilizing loan calculated with 4x EBITDA of the target and/or new start-up’s financial forecast, respectively

Whether you’re a single franchise business owner or have a portfolio of locations, come talk to us 

Closed Deals

Urban Air

Startup & Construction
$28,114,000

Urban Air

100% Debt-Financed Acquisition
$4,604,600

Urban Air

Acquisition
$5,490,000

Urban Air

Cas-out Refinance
$2,251,000

Goldfish Swim School

Startup
$2,720,000

Urban Air

Cash-out Refinance
$2,226,105

SkyZone

Acquisition
$6,105,000

Goldfish Swim School

Startup
$2,320,500

Urban Air

Cash-out Refinance
$1,601,830

Urban Air

Acquisition
$1,600,000

SkyZone

Acquisition
$6,105,000

The Learning Experience

Expansion
$650,000

Urban Air

Refinance
$4,270,000

Generator Supercenter

Startup
$818,100

Urban Air

Refinance
$3,100,000

Urban Air

Refinance
$1,00,000

Tropical Smoothie

Acquisition
$3,000,000

Urban Air

Cash-out Refinance
$2,941,000