/* ===== Unique Capital ===== */
:root{
  --ink:#0E1E3D;        /* midnight navy – page backgrounds */
  --ink-2:#15294D;      /* deep navy – header bars */
  --paper:#ffffff;      /* white */
  --paper-2:#f0f4fb;    /* faint blue-white */
  --line:#ccd3e2;
  --brass:#3B40B5;      /* royal indigo – primary / buttons */
  --brass-d:#2e33a0;
  --teal:#305496;       /* steel blue – links / accents */
  --muted:#5a6680;
  --white:#ffffff;
  --shadow:0 12px 40px rgba(14,30,61,.12);
  --radius:14px;
  --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:"Fraunces","Georgia",serif;line-height:1.12;font-weight:600;letter-spacing:-.01em}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-family:"Inter";font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--brass-d)}
.muted{color:var(--muted)}

/* ===== Buttons ===== */
.btn{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;font-size:.95rem;
  padding:.85rem 1.5rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:.2s;white-space:nowrap}
.btn-primary{background:var(--brass);color:#fff}
.btn-primary:hover{background:var(--brass-d);transform:translateY(-1px)}
.btn-ghost{background:transparent;border-color:var(--ink);color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-light{background:#fff;color:var(--ink)}
.btn-light:hover{background:var(--paper-2)}

/* ===== Header ===== */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px;flex-wrap:nowrap}
.brand{display:flex;align-items:center;gap:.7rem;font-family:"Fraunces",serif;font-weight:600;font-size:1.25rem}
.brand img.logo{height:38px;width:auto;display:block}
.brand small{display:block;font-family:"Inter";font-weight:500;font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.menu{display:flex;align-items:center;gap:1.6rem;flex-wrap:nowrap}
.menu nav{display:flex;gap:1.5rem;align-items:center;flex-wrap:nowrap}
.menu a.nl{font-size:.92rem;font-weight:500;color:var(--ink-2);position:relative;white-space:nowrap}
.menu a.nl:hover{color:var(--brass-d)}
.has-drop{position:relative}
.has-drop>span{cursor:pointer;font-size:.92rem;font-weight:500;display:inline-flex;gap:.3rem;align-items:center}
.drop{position:absolute;top:140%;left:50%;transform:translateX(-50%) translateY(8px);background:#fff;border:1px solid var(--line);
  border-radius:12px;box-shadow:var(--shadow);padding:.6rem;min-width:300px;opacity:0;visibility:hidden;transition:.2s;display:grid;grid-template-columns:1fr 1fr;gap:2px}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.drop a{font-size:.85rem;padding:.5rem .7rem;border-radius:8px;color:var(--ink-2)}
.drop a:hover{background:var(--paper);color:var(--brass-d)}
.nav-cta{display:flex;align-items:center;gap:1rem}
.phone{font-weight:600;font-size:.92rem;color:var(--ink);white-space:nowrap}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.burger span{width:24px;height:2px;background:var(--ink);display:block}
.mobile-menu{display:none}

/* ===== Hero ===== */
.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--ink) 0%,var(--ink-2) 55%,var(--teal) 140%);color:#fff}
.hero .wrap{position:relative;z-index:2;padding:96px 24px 110px;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1{font-size:clamp(2.4rem,5vw,3.9rem);color:#fff;margin:.6rem 0 1.1rem}
.hero h1 em{font-style:italic;color:#fff}
.hero p.lead{font-size:1.12rem;color:#c9d2de;max-width:32rem}
.hero .eyebrow{color:#fff}
.hero-cta{display:flex;gap:1rem;margin-top:2rem;flex-wrap:wrap}
.hero-stats{display:flex;gap:2.4rem;margin-top:3rem;border-top:1px solid rgba(255,255,255,.16);padding-top:1.6rem}
.hero-stats .n{font-family:"Fraunces",serif;font-size:1.9rem;color:#fff}
.hero-stats .l{font-size:.8rem;color:#aeb9c7;letter-spacing:.04em}
.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:30px;backdrop-filter:blur(6px)}
.hero-card h3{color:#fff;font-size:1.3rem;margin-bottom:.4rem}
.hero-card p{color:#c2cbd8;font-size:.92rem;margin-bottom:1.3rem}
.range-row{display:flex;justify-content:space-between;padding:.7rem 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:.9rem}
.range-row span:first-child{color:#aeb9c7}
.range-row span:last-child{color:#fff;font-weight:600}
.hero-bg{position:absolute;inset:0;opacity:.16;z-index:1;
  background-image:radial-gradient(circle at 80% 20%,var(--brass),transparent 45%),url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 30h60M30 0v60' stroke='%23ffffff' stroke-width='.5' fill='none'/%3E%3C/svg%3E")}

/* ===== Sections ===== */
section{padding:84px 0}
.section-head{max-width:42rem;margin-bottom:48px}
.section-head h2{font-size:clamp(1.9rem,3.4vw,2.7rem);margin:.5rem 0 .8rem}
.center{margin-left:auto;margin-right:auto;text-align:center}

/* ===== Service grid ===== */
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:.22s;position:relative;overflow:hidden}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--brass)}
.card .ic{width:46px;height:46px;border-radius:11px;background:var(--paper-2);display:grid;place-items:center;margin-bottom:16px;color:var(--teal)}
.card h3{font-size:1.22rem;margin-bottom:.5rem}
.card p{font-size:.93rem;color:var(--muted);margin-bottom:1rem}
.card .more{font-size:.85rem;font-weight:600;color:var(--brass-d);display:inline-flex;gap:.3rem;align-items:center}
.card .more:hover{gap:.55rem}
.tag{display:inline-block;font-size:.72rem;font-weight:600;letter-spacing:.04em;color:var(--teal);background:#e4eaf5;padding:.25rem .6rem;border-radius:6px;margin-bottom:14px}

/* ===== Process ===== */
.process{background:var(--ink);color:#fff}
.process .section-head h2{color:#fff}
.process .eyebrow{color:#fff}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step{position:relative;padding-top:54px}
.step::before{counter-increment:s;content:"0" counter(s);position:absolute;top:0;left:0;font-family:"Fraunces",serif;font-size:2.1rem;color:#fff}
.step h4{color:#fff;font-size:1.15rem;margin-bottom:.4rem}
.step p{color:#aeb9c7;font-size:.92rem}
.step::after{content:"";position:absolute;top:14px;left:54px;right:-12px;height:1px;background:rgba(255,255,255,.16)}
.step:last-child::after{display:none}

/* ===== Stats band ===== */
.band{background:var(--paper-2)}
.statgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.statgrid .n{font-family:"Fraunces",serif;font-size:2.9rem;color:var(--ink);line-height:1}
.statgrid .l{color:var(--muted);font-size:.9rem;margin-top:.4rem}

/* ===== Stages ===== */
.stage{background:#fff;border:1px solid var(--line);border-left:3px solid var(--brass);border-radius:10px;padding:24px}
.stage h4{font-size:1.1rem;margin-bottom:.4rem}
.stage p{font-size:.9rem;color:var(--muted)}

/* ===== Testimonials ===== */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;gap:1rem}
.quote p{font-size:1rem;color:var(--ink-2);font-style:italic}
.quote .who{display:flex;align-items:center;gap:.8rem;margin-top:auto}
.quote .who>div{display:flex;flex-direction:column;gap:.15rem}
.quote .av{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--ink));color:#fff;display:grid;place-items:center;font-weight:600;font-size:.95rem;flex-shrink:0}
.quote .who b{font-size:.92rem}
.quote .who span{font-size:.8rem;color:var(--muted)}
.stars{color:var(--brass);font-size:.95rem;letter-spacing:2px}

/* ===== CTA ===== */
.cta-band{background:linear-gradient(135deg,var(--teal),var(--ink));color:#fff;text-align:center}
.cta-band h2{color:#fff;font-size:clamp(1.8rem,3.2vw,2.6rem);margin-bottom:1rem}
.cta-band p{color:#c9d2de;max-width:34rem;margin:0 auto 2rem}
.cta-band .eyebrow{color:#fff}

/* ===== Forms ===== */
.formwrap{background:#fff;border:1px solid var(--line);border-radius:18px;padding:38px;box-shadow:var(--shadow)}
.field{margin-bottom:18px}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:.4rem}
.field input,.field select,.field textarea{width:100%;padding:.8rem .9rem;border:1.5px solid var(--line);border-radius:10px;
  font-family:inherit;font-size:.95rem;background:var(--paper);transition:.18s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brass);background:#fff}
.field textarea{min-height:120px;resize:vertical}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field .err{display:none;color:#B3261E;font-size:.8rem;margin-top:.35rem}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#B3261E;background:#FBEEEC}
.field.invalid .err{display:block}
.field.valid input,.field.valid select,.field.valid textarea{border-color:#3F8F5F}

/* ===== Page header ===== */
.pagehead{background:linear-gradient(160deg,var(--ink),var(--ink-2));color:#fff;padding:72px 0 64px}
.pagehead h1{color:#fff;font-size:clamp(2rem,4vw,3rem);margin:.6rem 0 .6rem}
.pagehead p{color:#c2cbd8;max-width:38rem}
.pagehead .eyebrow{color:#fff}
.crumb{font-size:.82rem;color:#9fb0c0}
.crumb a:hover{color:var(--brass)}

/* ===== Prose / detail pages ===== */
.prose{max-width:46rem}
.prose h2{font-size:1.6rem;margin:2rem 0 .8rem}
.prose h3{font-size:1.2rem;margin:1.6rem 0 .5rem}
.prose p,.prose li{color:var(--ink-2);margin-bottom:.8rem}
.prose ul{padding-left:1.2rem;margin-bottom:1rem}
.prose li{margin-bottom:.4rem}
.aside{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;position:sticky;top:96px}
.aside h4{margin-bottom:1rem}
.aside .range-row span:first-child{color:var(--muted)}
.aside .range-row span:last-child{font-weight:600;color:var(--ink)}
.aside .range-row span:last-child a{color:var(--brass-d)}
.aside .range-row{border-color:var(--line)}

/* ===== Team ===== */
.team-card{display:flex;gap:22px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.team-card img{width:160px;height:160px;border-radius:50%;object-fit:cover;flex-shrink:0}
.team-card h4{font-size:1.1rem;margin-bottom:.15rem}
.team-card .role{display:block;font-size:.82rem;color:var(--brass-d);font-weight:600;margin-bottom:.6rem}
.team-card p{font-size:.88rem;color:var(--muted);line-height:1.55}
@media(max-width:680px){.team-card{flex-direction:column}.team-card img{width:120px;height:120px}}

/* ===== Logos / industries ===== */
.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.7rem 1.2rem;font-size:.9rem;font-weight:500;text-align:center;transition:.18s}
.pill:hover{border-color:var(--brass);color:var(--brass-d)}
.pillwrap{display:flex;flex-wrap:wrap;gap:12px}

/* ===== Footer ===== */
footer.site{background:var(--ink);color:#c2cbd8;padding:64px 0 28px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
footer.site h5{color:#fff;font-family:"Inter";font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1.1rem}
footer.site a{display:block;color:#aeb9c7;font-size:.9rem;padding:.25rem 0}
footer.site a:hover{color:var(--brass)}
footer .fbrand{margin-bottom:.8rem;background:#fff;display:inline-block;padding:10px 16px;border-radius:8px}
footer .fbrand img{height:40px;width:auto;display:block}
footer p.about{font-size:.9rem;color:#9aa6b5;max-width:20rem}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:42px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;font-size:.82rem;color:#7e8b9a}

/* === Deals Ticker === */
.ticker-wrap{background:var(--ink-2);overflow:hidden;border-bottom:1px solid rgba(255,255,255,.08)}
.ticker-inner{display:flex;align-items:stretch}
.ticker-label{flex:none;display:flex;align-items:center;background:var(--brass);color:#fff;font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:.5rem 1.4rem;white-space:nowrap}
.ticker-viewport{overflow:hidden;flex:1}
.ticker-track{display:flex;align-items:center;animation:ticker-loop 55s linear infinite;width:max-content}
.ticker-wrap:hover .ticker-track{animation-play-state:paused}
.ticker-item{display:inline-flex;align-items:baseline;gap:.4rem;padding:.55rem 0;white-space:nowrap;font-size:.82rem;color:rgba(255,255,255,.75)}
.ticker-item b{font-weight:500;color:#fff}
.ticker-amt{font-family:Fraunces,serif;font-size:.95rem;color:#93b4f5}
.ticker-dot{color:rgba(255,255,255,.2);padding:0 1.2rem;font-size:1.1rem;flex:none}
@keyframes ticker-loop{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* === Rate Tracker === */
.rate-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:8px}
.rate-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.rate-card-head{background:var(--ink);color:#fff;padding:14px 18px;display:flex;align-items:center;justify-content:space-between}
.rate-card-head h3{font-size:.95rem;font-weight:600;margin:0;color:#fff}
.rate-card-head .eff{font-size:.72rem;color:rgba(255,255,255,.55)}
.rate-tbl{width:100%;border-collapse:collapse;font-size:.85rem}
.rate-tbl th{background:var(--ink-2);color:rgba(255,255,255,.65);padding:.4rem .9rem;text-align:left;font-weight:500;font-size:.73rem;letter-spacing:.04em;text-transform:uppercase}
.rate-tbl th:not(:first-child){text-align:right}
.rate-tbl td{padding:.5rem .9rem;border-bottom:1px solid var(--line);vertical-align:middle}
.rate-tbl td:not(:first-child){text-align:right;font-feature-settings:"tnum"}
.rate-tbl tr:last-child td{border-bottom:none}
.rate-tbl .rn{font-weight:500;color:var(--ink)}
.rate-tbl .rv{font-family:Fraunces,serif;font-size:1.1rem;color:var(--teal)}
.rate-tbl .rd{color:var(--muted);font-size:.78rem}
.rate-tbl tr:nth-child(even) td{background:var(--paper-2)}
.sba-row td{background:inherit!important;border-bottom:1px solid rgba(255,255,255,.15)!important}
.sba-row .rn{color:#fff!important;font-weight:500}
.sba-row .rv{color:#fff!important;font-family:Fraunces,serif}
.chart-section{background:var(--paper-2);padding:60px 0}
.chart-box{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px 24px 16px}
.chart-head{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:16px;flex-wrap:wrap;gap:12px}
.chart-head h3{font-size:1rem;font-weight:600;color:var(--ink);margin:0}
.chart-head .src{font-size:.75rem;color:var(--muted)}
.chart-legend{display:flex;gap:16px;flex-wrap:wrap;margin-top:6px}
.legend-item{display:flex;align-items:center;gap:.4rem;font-size:.78rem;color:var(--muted)}
.legend-dot{width:10px;height:10px;border-radius:50%;flex:none}
@media(max-width:780px){.rate-grid{grid-template-columns:1fr}}

/* ===== Reveal ===== */
.reveal{opacity:0;transform:translateY(24px);transition:.7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}

/* ===== Responsive ===== */
@media(max-width:960px){
  .hero .wrap{grid-template-columns:1fr;gap:38px;padding:64px 24px 72px}
  .g4,.statgrid,.steps{grid-template-columns:repeat(2,1fr)}
  .g3{grid-template-columns:1fr 1fr}
  footer.site .cols{grid-template-columns:1fr 1fr}
  .step::after{display:none}
}
@media(max-width:1080px){
  .menu{gap:1rem}
  .menu nav{gap:1.05rem}
  .menu a.nl,.has-drop>span{font-size:.88rem}
}
@media(max-width:920px){
  .menu nav,.phone{display:none}
  .burger{display:flex}
  .mobile-menu.open{display:block;position:fixed;inset:74px 0 0;background:var(--paper);z-index:40;padding:24px;overflow-y:auto}
  .mobile-menu.open a{display:block;padding:.9rem 0;border-bottom:1px solid var(--line);font-weight:500}
}
@media(max-width:680px){
  .g3,.g2,.g4,.statgrid,.steps,.frow{grid-template-columns:1fr}
  .hero-stats{flex-wrap:wrap;gap:1.4rem}
  footer.site .cols{grid-template-columns:1fr}
  section{padding:60px 0}
}