877-422-8911

 
Owner-User

Unique Capital offers a correspondent banking program that is seemless to the borrower. It allows for owner-user properties from $500,000 to $5,000,000 with a quick turn-around. Rates start at 6% and offer floating, 3yr, 5yr and 10yr fixed rates.

 

Loan Size

$500,000 to $5,000,000

Property Types

Office, Retail, Industrial / Warehouse, Single Tenant

Loan To Value

Up to 75% subject to debt service coverage

Minimum DSCR

Programs down to 1.25x

Interest Rates

Fixed rates currently from 6% Variable rates currently from 5.5%

Terms

3, 5, 7, 10 or 15 years fixed with 25yr amort

SBA 504 option

Allows up to 90% LTV with SBA debenture

Pre-Payment

Declining

Recourse

Full-Recourse

Assumption

1% assumption fee with qualifications

Time Frame to Close

30 to 60 days

 

CRE Lending

Owner-User

CTL

Multifamily

Commercial

Hospitality

Bridge

SBA 7a

SBA 504

Construction

Mezz / Equity

 
 

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